Notice to All Participants of the LIUNA National (Industrial) Pension Fund

Friday, May 30, 2008

This notice is important for any covered employee and/or participant who is approaching age 62, or older. When you are going to retire and want to commence receiving your pension benefits, be sure to contact the Pension Fund’s Administrative office promptly to discuss how to apply for benefits.

Under the Rules of this Pension Plan, no benefits are payable until you have retired from covered service unless you have attained the Pension Plan’s “Required Beginning Date” which means the first day of the calendar month first following the date on which you have attained age 70 1/2 years.

As a general rule the Pension Plan will not pay benefits for any months before you apply.  The Plan requires that you notify the Fund Office if you have stopped - or will soon stop - working in the kind of work covered by the Pension Plan, if you want to received benefits.

Also, if you have retired and are over age 62, your monthly pension benefit may be subject to suspension for any month during which you are employed in “Disqualifying Employment”.  For the exact terms of “Disqualifying Employment,” you should refer to Article VII, Section 7.07 of the Pension Plan’s Rules and Regulations.

Unless you notify the Pension Fund’s Administrative Office, they will take it for granted that you have not retired and are still working so that pension benefits are not yet payable to you.  If you retire but delay filing, you may lose benefits for any months of delay.

A complete description of the Pension Plan’s Rules on payment and suspension of benefits are available to you upon request.  These Rules are subject to Department of Labor Regulations (2530.203.3, Title 29, Code of Federal Regulations).

If you have any questions about this notice or the way it applies to you, address your question immediately to the Pension Fund’s Administrative Office.  Your questions will be reviewed and answered promptly.

You may contact the Pension Fund at:  1 (800) 544-7422
905 - 16th Street, N. W., Washington, D.C.  20006-1765